Copia wealth management
Copia wealth management have been declared in the default by the Financial Services Compensation scheme. As such clients are now receiving compensation where they have received unfair advice in relation to their pensions and investments.
HT Finance claims offer a no win no fee service in helping current clients or former clients of Copia wealth management who have received financial advice from Copia wealth management.
Free consultation
Fill out the form below to check your eligibility to claim and get a free valuation on your claim before you commit to anything
The service is simple
Step 1
Complete the on-line enquiry form
Step 2
Have a quick chat by phone or over the web so we can understand your circumstances
Step 3
Sign our “Letter of Authority” - this will allow HT Legal to approach your current and previous pension provider(s)
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More information
We will carry out an initial valuation as soon as we have the information we need back from your providers so you can start to plan accordingly.
The actual compensation will only be established once you agree to a settlement.
Once you have agreed to a settlement your compensation payment will be paid directly to our client account.
We will then pass the compensation to you minus our fee.
There are two types of claims with different limits
FSCS – Financial Services Compensation Scheme
FSCS exists for taking action against regulated firms who are no longer trading.
The FSCS have a limit of £85,000 per firm you take action against.
In the case of Pension transfers there can often be 2 or 3 regulated firms making for multiple claims.
FOS – Financial Ombudsman Service
The Financial Ombudsman is a mediator for claims against regulated firms who are still trading with whom we have been unable to reach a satisfactory settlement.
The current limit on claims through FOS is £350,000 however often multiple claims against a firm can result in the firm going into liquidation in which case we would have to then pursue the claim with the FSCS.
Again there are often multiple regulated firms against whom we may choose to take action in order to maximise your compensation.
HT Legal work on a no win no fee basis (contingent fee agreement) this means that we will only charge you a fee if our your claim is successful and the fees will be deducted directly from your compensation. Our fee is 25% of the total claims plus VAT which is 15% lower than our nearest competitor.
More about our process
Step 1 – Assessment
Arrange a free consultation to assess whether you may be eligible for compensation
Step 2 – Engagement
Appoint HT Legal as your representative so that we can investigate further
Step 3 – Discovery
HT Legal’s team of experts (a number of whom are former financial advisers) will write off to all the parties involved in the transaction and build your case for compensation. This includes a detailed assessment of what your financial position would have been had you not engaged with Copia Wealth Management in order to ensure you receive the full level of compensation you deserve.
Step 4 – Submission
Our team will provide you with a full breakdown of the claim we are bringing forwards to the Financial Services Compensation Scheme (FSCS) for your approval and the submit to the FSCS on your behalf.
Step 5 – Compensation & Payment
Once your claim has been accepted the FSCS will make your compensation payment which is a maximum of £85,000.
FSCS will pay the compensation into our client account.
HT Legal charge a fee of 25% plus VAT (which is 15% less than some of our competitors) which will be deducted at source with the remainder transferred directly to you.
As your appointed solicitor once we have satisfied your initial claim if there is still compensation or redress due we will automatically engage in pursuing any to the regulated parties who were involved in the Copia Wealth Management eg. Your new SIPP provider or Discretionary Fund Manager.